In this episode Oltin Roschi is back to discuss how Foreign Nationals coming to South Florida on an L1 Visa can obtain a home loan. Oltin was on a previous podcast episode where he talked about the home loan process. There was a lot of great information on that episode. Especially if you were looking to purchase a home in South Florida and wanted to know more about the process.

If you are not familiar with the L-1 visa. It is a visa document used to enter the United States for the purpose of work in L-1 status. It is a non-immigrant visa, and is valid for a relatively short amount of time, from three months to five years with extensions. The maximum stay is seven years.

L-1 visas are available to employees of an international company with offices in both the United States and abroad. The visa allows such foreign workers to relocate to the corporation’s US office after having worked abroad for the company for at least one continuous year within the previous three prior to admission in the US.

Oltin will discuss how foreign nationals under the L1 visa can obtain financing if they will be relocating to the U.S. Especially if they will be accompanied by their family. It is a great informative episode. I hope you enjoy it.


Pocast Episode Show Notes:

0:57  The L1 Visa Program Explained ( What Is the L1 Visa Program ).

2:37  What is the Process for getting the L1 Visa to enter and work in the U.S. ?

4:20  Establishing Credit Once In The U.S To Qualify For A Mortgage.

7:14  Becoming qualified for financing. Vetting your income for a mortgage in the U.S

13:10 Are there any Income Qualifications?

14:55 How long can you stay in U.S on the L1 Visa?

16:10 Are financing terms the same as someone who is a resident of the U.S?

17:54 Differences with an EB5 and obtaining financing.

20:35 Does it take longer to close loans for a foreign national?

23:46 Are the closing costs the same for foreign national loans?

25:05 Can foreign nationals refinance their home loan?

26:20 Are foreign nationals required to inform the U.S Government about their newly acquired home loan? Does special documentation need to be submitted once the loan is obtained?

29:47 Case scenario and tips about bringing money from another country into the U.S for a down payment on a home as a foreign national.

35:35 Remaining thoughts for foreign nationals on obtaining an L1 or EB visas in order to enter the U.S.



Understanding L1 Visa Requirements –

Understanding EB Visa Requirements –

Oltin Roschi Contact Info-

US Mortgage of Florida

Cell: 954-803-0164
Fax:  888-396-1656



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